Earn Rewards with Best Credit Cards for Grocery Shopping
We all have some standard set of monthly expenses like food, gas, rent and utility bills that eat the biggest part of our monthly budget. But what if you could save on those costs by earning rewards, what if you could turn your monthly trip to a grocery store into a rewarding experience? That’s exactly what rewards credit cards do buy giving you cash back, point rewards or miles rewards for your purchases. The point is to find the best credit card for grocery shopping that will work for you. Here’s a list of credit cards that give great rewards for purchases at grocery stores.
Best Credit Cards for Grocery Shopping
Discover it® Miles
The Discover it® Miles credit card is an excellent option for applicants with average credit to excellent credit. The card comes with some great travel rewards and long introductory 0% APR on purchases. With every dollar spent, you get automatic 1.5 miles rewards that you can redeem for travel rewards or simply cash at any time, for any amount. All miles you’ve earned at the end of your first year will be matched. That means if you’ve earned 50,000 miles, Discover will turn them into 100,000 miles! So, basically you are earning 3 miles per $1 in the first year. In addition, you get a 14-months 0% intro APR on purchases on top of a $0 annual fee.
Capital One® Savor® Cash Rewards Credit Card
The Savor card will fit grocery shoppers and gourmet well as it gives good rewards for dining – 3% cash back – and groceries – 2% cash back. You won’t need to sign-up to earn those big cash back rewards. If you put other purchases on the card, they will earn a standard 1% cash back per dollar spent. To sweeten the offer, you can earn a one-time $150 cash bonus for spending $500 on purchases within the first three months from account opening. It will be quite easy though, because the card comes with 15 months of 0% intro APR on purchases. But remember that when the zero interest period is over an ongoing APR will apply. So, if you want to get the maximum out of the offer, try to clear the balance by the end of the introductory period and keep paying it off each month thereafter. The card has no annual fee.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Another great option for grocery shoppers who have fair credit history is the Credit One Bank Unsecured Visa card, which offers 1% cash back on eligible purchases, including grocery purchases. Earned cash back will show up in the form of statement credit on your account. Rewards credits will apply to your balance automatically reducing the credit card balance. The annual fee is a range between $0 – $99, which means it will be determined by the bank when you apply for the card. The name of the card says ‘unsecured’ meaning you don’t have to put down a security deposit to secure the card.
Grocery shopping is an easy way to rack up rewards, therefore opting for a rewards credit card is a wise decision. You can check out other cash back credit cards we offer or see other top names credit cards we have on our site.